The ultimate way to say “I’ll always take care of you.”
Nobody likes to think about it. But if something happened to you tomorrow, would your family keep the house? Would the kids still go to college? Life insurance turns that worry into a promise kept.
Life Insurance, done right
Whether you’re starting a family, buying a home or planning for retirement, I’ll help you understand term and permanent options and find coverage that fits your budget. Detailed health questions are handled privately with a licensed agent, never on a public form.
What it can cover
- Term life: affordable protection for a set number of years
- Whole and universal life: lifelong coverage that can build cash value
- Coverage to pay off a mortgage, replace income or fund education
- Final expense coverage
Questions people ask
How much life insurance do I need?
A common guideline is enough to replace several years of income plus pay off debts and future costs like college. We’ll work out a number that fits your family.
Term or whole life?
Term is the most affordable way to protect your family during the working years. Permanent coverage lasts a lifetime and can build cash value. Many families use a mix.
Let’s make sure you’re covered.
A 2-minute online questionnaire, no PDFs. I’ll personally follow up, usually within one business day.
David Olson, licensed insurance producer · MN License #40937238. Intrinsic Insurance LLC is not an insurance carrier. Coverage is subject to underwriting and availability.
One of the things that sets Intrinsic Insurance apart is our commitment to our customers. We believe that insurance should be easy to understand and easy to use, and we strive to make the process as smooth and stress-free as possible. Our agents take the time to get to know our customers and their unique needs, so we can provide personalized coverage that meets their specific requirements. Over time, we’ve earned a reputation for exceptional customer service and expertise in the insurance industry, real estate, and construction. We’re proud to have a team of experienced agents who are dedicated to providing our customers with the highest level of service and support. Our agents are knowledgeable, friendly, and always available to answer questions or help our customers file a claim.