Snow-covered home beneath a warm sunset sky

Your personal insurance agent · Minnesota & beyond

Protecting what matters most.

Compare coverage options with personal guidance from David Olson, your Minnesota insurance agent.

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Many carriersNo obligationLicensed agent2-minute quote

How can we best help you?

Pick one, or bundle and save.

Lightning above a home

Home

The place your family’s story happens.

Insurance review beside cars in falling snow under a muted winter sky

Auto

Every drive carries someone who matters.

Boat on the lake

Boat & Lake

Summer memories, fully protected.

Condominiums at twilight

Renters

Your things and your peace of mind, for a few dollars a month.

Hands protecting a family

Umbrella

One lawsuit shouldn’t cost everything you’ve built.

A joyful multigenerational family celebrating a new baby on the way

Life

A promise to the people you love, kept.

Health coverage

Health & Medicare

Compare plans and check provider networks.

Not sure what coverage you need?

Not sure?

I’ll review what you have and show you the gaps.

Get a free review →

Insurance should bring peace of mind, not more stress.

Confusing policies. Fine print. Not knowing if you’re really covered until something goes wrong. You deserve clear answers and real confidence.

“My job is to make insurance make sense, and to be in your corner when it counts.”

Why I do this →

David Olson with clients

Three simple steps

A simple request. Personal guidance.

Tell me what matters

About 2 minutes on your phone or computer.

I shop for you

I compare top-rated carriers to fit your life and budget.

You choose with confidence

I walk you through your best options in plain English. You choose, and we handle the switch.

Quick answers

Does a quote cost anything?

No. Quotes are free, with no obligation.

Who will my policy be with?

A top-rated insurance company. I’m your licensed agent and personally handle everything from quote to claims.

Is my information safe?

Use this form to request a conversation about coverage. Please do not include Social Security numbers, bank details, or medical information. Ask David about a secure way to share documents.

Can I bundle?

Yes. Choose more than one in the quote form. Bundling often saves money.

Don’t wait for a claim to find out what’s missing.

Get clear answers in about 2 minutes. I’ll personally follow up.

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David Olson, licensed insurance producer · MN License #40937238. Intrinsic Insurance LLC is not an insurance carrier. Coverage is subject to underwriting and availability.

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Our Story

At Intrinsic Insurance, we’re proud to be an independent, full service, Minnesota-based insurance company that’s proudly been serving our community. Our story begins with a simple goal: to provide top-quality insurance coverage and exceptional customer service to individuals and businesses throughout the state. Our founder, David Olson, saw a need for a different kind of insurance company. He believed that insurance should be about more than just selling policies; it should be about building relationships and providing peace of mind to our customers on what matters most. With this vision in mind, David started Intrinsic Insurance, and the company has been growing ever since.

At first, we focused on providing personal insurance, such as auto, home, and life insurance, to individuals and families throughout Minnesota. But as we grew, we saw an opportunity to expand our services to businesses of all sizes. Today, we offer a full range of commercial insurance products, including liability, property, workers’ compensation, and more.

One of the things that sets Intrinsic Insurance apart is our commitment to our customers. We believe that insurance should be easy to understand and easy to use, and we strive to make the process as smooth and stress-free as possible. Our agents take the time to get to know our customers and their unique needs, so we can provide personalized coverage that meets their specific requirements. Over time, we’ve earned a reputation for exceptional customer service and expertise in the insurance industry, real estate, and construction. We’re proud to have a team of experienced agents who are dedicated to providing our customers with the highest level of service and support. Our agents are knowledgeable, friendly, and always available to answer questions or help our customers file a claim.

Intrinsic Insurance is also committed to giving back to the communities we serve. We support a variety of local organizations and initiatives, including schools, nonprofits, and community events. We believe that being a good neighbor and giving back is an essential part of being a successful business. As we look to the future, we’re excited to continue growing and expanding our services to meet the evolving needs of our customers. We’re always exploring new technologies and insurance products to provide the best possible coverage and service. But one thing that will never change is our commitment to our customers and our community.

We’re proud to be a Minnesota-based insurance company, and we’re honored to serve the people and businesses of our great state. Thank you for choosing Intrinsic Insurance as your insurance provider, and we look forward to continuing to serve you for many years to come.

Questions? Call David Olson 952.314.9446 or email: [email protected]