Your landlord insures the building. Who insures your life inside it?
Your laptop, your clothes, your grandmother’s ring. If a fire, burst pipe or break-in happens, your landlord’s policy won’t replace your things. Renters insurance does, often for less than the cost of a few coffees a month.
Renters Insurance, done right
Renters insurance also protects you if someone is injured in your apartment, and pays for a place to stay if your unit becomes unlivable.
What it can cover
- Personal belongings, at home or away
- Personal liability
- Additional living expenses
- Medical payments to others
Questions people ask
Is renters insurance required?
Many landlords now require it. Even when they don’t, it’s one of the most affordable ways to protect yourself.
Does it cover my roommate?
Usually not automatically. Each roommate typically needs their own policy.
Let’s make sure you’re covered.
A 2-minute online questionnaire, no PDFs. I’ll personally follow up, usually within one business day.
David Olson, licensed insurance producer · MN License #40937238. Intrinsic Insurance LLC is not an insurance carrier. Coverage is subject to underwriting and availability.
One of the things that sets Intrinsic Insurance apart is our commitment to our customers. We believe that insurance should be easy to understand and easy to use, and we strive to make the process as smooth and stress-free as possible. Our agents take the time to get to know our customers and their unique needs, so we can provide personalized coverage that meets their specific requirements. Over time, we’ve earned a reputation for exceptional customer service and expertise in the insurance industry, real estate, and construction. We’re proud to have a team of experienced agents who are dedicated to providing our customers with the highest level of service and support. Our agents are knowledgeable, friendly, and always available to answer questions or help our customers file a claim.