- You submit your request. It takes about 2 minutes. You will see a confirmation on screen.
- Optional: upload your current policy. Your declarations page helps us compare coverage line by line. Files are encrypted and virus-scanned.
- A licensed agent reviews it. We look at what you want to protect and anything that might be missing, such as rebuild cost, water backup or liability limits.
- We follow up personally. Expect a call, text or email to confirm details. Nothing is bound or purchased without your approval.
- You choose. We explain your options in plain English. If your current coverage is a good fit, we will tell you that too.
A quote request does not start coverage. Coverage begins only when a policy is issued by the insurance company.
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David Olson is a licensed Minnesota insurance producer (MN License #40937238). Intrinsic Insurance was founded in 2020 and is part of an independent insurance agency. Coverage is subject to underwriting and availability. This page is general information, not a coverage decision; your policy wording controls.





One of the things that sets Intrinsic Insurance apart is our commitment to our customers. We believe that insurance should be easy to understand and easy to use, and we strive to make the process as smooth and stress-free as possible. Our agents take the time to get to know our customers and their unique needs, so we can provide personalized coverage that meets their specific requirements. Over time, we’ve earned a reputation for exceptional customer service and expertise in the insurance industry, real estate, and construction. We’re proud to have a team of experienced agents who are dedicated to providing our customers with the highest level of service and support. Our agents are knowledgeable, friendly, and always available to answer questions or help our customers file a claim.