Practical experience. Personal guidance.
A Minnesota insurance agent with a background in real estate and construction, helping you understand your options and ask the right questions.
A Note from Our Founder, David Olson
Experience that connects the details.

Buying a home, building one, and insuring it each raise different questions. David’s work in the trades, home building, and real estate gives him a practical perspective on the places people live and the decisions that come with them.
At Intrinsic Insurance, that perspective starts with a conversation: what you want to protect, what has changed in your life, and which details deserve a closer look.
Clear explanations. Room for questions.
David takes time to listen and explain insurance in plain language. His approach is to help you understand your options and the questions to consider before making a decision.
Personal guidance.

Clear explanations. Room for questions.
You can begin with a simple quote request and basic contact information. From there, David can discuss your needs and arrange a separate, approved way to share any sensitive application information.

A personal reason to care.
David’s commitment to insurance also comes from his family’s experience. His personal story explains why protection has meant so much to him and why he brings that care to his work today.

David Olson, licensed insurance producer · MN License #40937238. Intrinsic Insurance LLC is not an insurance carrier. Coverage is subject to underwriting and availability.


One of the things that sets Intrinsic Insurance apart is our commitment to our customers. We believe that insurance should be easy to understand and easy to use, and we strive to make the process as smooth and stress-free as possible. Our agents take the time to get to know our customers and their unique needs, so we can provide personalized coverage that meets their specific requirements. Over time, we’ve earned a reputation for exceptional customer service and expertise in the insurance industry, real estate, and construction. We’re proud to have a team of experienced agents who are dedicated to providing our customers with the highest level of service and support. Our agents are knowledgeable, friendly, and always available to answer questions or help our customers file a claim.